If the property has a paper Certificate of Title, the original needs to be provided at settlement. If you or your bank don't have this, you will need to organise a replacement. For more info about doing this, go here:http://www.dtpli.vic.gov.au/property-and-land-titles/land-titles/dealing-with-titles/lost-or-destroyed-titles

To find out whether a property has a paper or electronic certificate of title, you will need a register search statement. You can order these from Landata or ask your lawyer to do this search for you. For more information about electronic certificates of title, go here:http://www.dtpli.vic.gov.au/__data/assets/word_doc/0005/218885/Revised-Guide-to-attending-a-paper-settlement-when-the-CT-is-electronic.doc